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Speedy Cash
From the picture of families and happy young people at the top of the page to the fine print at the bottom, Speedy Cash has paid careful attention to how they structure their site. And indeed, their website is one of their best facets. Now, for a cynic, that might sound derogatory. If the website is the best part of Speedy Cash, you may ask, what about their payday loans and other services? Are they really that great? Our answer is that Speedy Cash and its sister company Rapid Cash are just as good in the payday loans business as the other sites we have reviewed.
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As with some of the larger groups we highlight, Speedy Cash has stores across the United States, in addition to their online presence. One statement they make to differentiate themselves from other stores, however, is that they try to reach beyond the industry standard in customer service and treatment. Whether that’s actually the case or not will depend on your personal experience there, but we get the sense that they do indeed care about helping you throughout the loan application process. They have a lot riding on your success and have invested a lot in getting payday loans to you hassle-free.
If the Internet proves a difficult medium for you at times, one feature we like about Speedy Cash is their loans by phone service. Many companies offer phone numbers to call for help, but Speedy Cash understands that if you can’t get Internet and you can’t come in, a phone is another option for filling out the application. Additionally, it’s a simple application, requiring for the most part the same basic items as other payday loan applications ask for: your age, your monthly income, and your checking account information.
Speedy Cash tries to make thing speedy indeed, however, by cutting down the paperwork on your end. Unless your state specifically requires that you provide certain documentation as part of the loan process, Speedy Cash usually does not require any extra faxing. Since fax machines are increasingly outdated, this is a definite plus when your goal is to have your payday loans available to you as soon as possible.
Ultimately, as we examined Speedy Cash and their web and physical presence, we found that they really put out the effort to market themselves in a positive light. Insofar as we can tell, that positivity is deserved. They truly do appear to care about the customer and seem very effective in providing payday loans. In fact, their knowledge of payday loans has allowed them to expand into related short term lending services, such as check cashing, pre-paid debit cards, and similar services. Granted, for essentially any service besides a payday loan you would need to work through a physical location, but their presence in those arenas reassures us that they know payday loan basics as well. In fact, their internet presence increases our confidence; while their stores are present in eleven states, they are able to process Internet loan applications from twenty-five.